|OhioBWC - Employer: (One Claim Program)|
One Claim Program
To participate in OCP, you must have a single significant claim entering your experience for the first time. A significant claim is one whose total cost exceeds the expected losses for an employer based on size and industry — also known as total limited losses (TLL) — calculated for that policy year. You may only designate one significant claim every four years.
In addition to the one significant claim, you may carry up to three medical-only claims in your experience. The sum total of these medical-only claims must not exceed your TLL. As the medical-only claims move out of your experience another may enter, so long as you never have more than four total claims in your experience.
In your first year of participation, you must attend one, half-day, industry-specific classroom style class through BWC's Division of Safety & Hygiene. You must submit an application each year. BWC will not automatically enroll you in the program.
Then during any remaining years of eligibility, you must complete three hours of online classes through BWC's Safety & Hygiene Training Center. Also, you may not have any outstanding balances, and you must be in compliance with BWC rules and law. Additional eligibility requirements may also apply.
The OCP is a voluntary program that an employer may participate in for the duration a significant claim remains in their experience. BWC will also re-evaluate the employer each year to determine eligibility. BWC has the final authority to approve an employer’s participation in the OCP.
Enrolling in the program
For more information