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Long-Term Care Loan Program

BWC developed the Long-Term Care Loan Program to help Ohio’s nursing homes and hospitals reduce the frequency and severity of workplace injuries resulting from employees lifting residents or patients. This program is available to any eligible state-fund or self-insured nursing home or hospital in Ohio.

The program reimburses the interest paid on loans to help nursing homes and hospitals purchase lift equipment, and provide training to employees with the ultimate goal of implementing a no-lift policy in their facilities. Employers who wish to participate in the program may use the funds to purchase sit-to-stand floor lifts, ceiling lifts, other lifts and fast electric beds.

To participate in this program an employer must be a nursing home or a hospital as defined by Ohio law. Applicants must also be current on all workers’ compensation premiums and assessments.

Under the program, employers may receive interest reimbursement every six months for a loan period of no longer than five years. The loan can not exceed $100,000, and the interest rate can be no greater than prime plus 2.5 percent.

To view and print a program application, click here.

Follow the abbreviated steps below to apply. (See application for more details.)

  1. Complete the program application.
  2. Schedule a meeting with a BWC ergonomist.
  3. Receive verification signature from ergonomist.
  4. Mail the completed, signed application to BWC.

Participating nursing homes or hospitals may receive assistance and guidance from a BWC ergonomist in the development of their no-lift policy. BWC also encourages participating nursing homes or hospitals to share their success stories by providing a case study to DSHSG@bwc.state.oh.us. BWC may use these case studies on this Web site or in other published materials to demonstrate the benefits of the program to other employers.