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Ohiobwc.com/reform

Flexibility for employers

As part of our rate-reform efforts, we have unveiled new, insurance industry-standard programs intended to help employers reduce costs by getting more involved with safety in the workplace.

Our Small and Large Deductible Programs give employers the opportunity to lower their workers’ compensation premiums in exchange for paying a deductible. The Group-Retrospective-Rating Program offers employers the opportunity to have their premium adjusted after the policy year ends, based on their performance in controlling the frequency of injuries and managing claims for injuries that did occur.

We have also introduced our new Drug-Free Safety Program (DFSP) to promote the health of Ohio’s work force by addressing and preventing substance abuse in the workplace. The DFSP is easy to understand and implement, has actuarially sound discounts, and offers improved evaluation tools to maintain effectiveness.

These new programs and others like them allow employers to tailor a workers’ compensation program that meets their needs, potentially saves them money and promotes safe workplaces.

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