You are group rated for the period used for this scenario, which shows the effect participation in DFWP will have on your group rate. The rules have changed since the last complete policy year, and your savings could be greater based on the ability to stack up to a 95-percent discount rather than 50 percent. For more information, call 1-800-OHIOBWC and press 24. If you wish to run this scenario based on your individual rate, click OK then click Run scenario based upon individual rate.