OhioBWC - Basics: Difference between a medical-only and a lost-time claim
Difference between a medical-only and a lost-time claim
There are two types of workers' compensation claims.
Medical-only claims - A claim filed when an employee
loses seven or fewer days from his or her job due to an industrial injury or occupational
disease. Medical-only claims are handled by the medical-only claims department located in the William Green
Building in Columbus, Ohio
Lost-time claims - A claim filed when an employee loses
eight or more days from his or her job due to an industrial injury or occupational disease.
If you miss 14 consecutive days or more due to your allowed injury or illness, you
may be compensated for the entire period of time you are disabled as a result of the allowed injury/occupational disease.
The first 7 days of disability are not compensable unless you miss 14 consecutive days.
Compensation for lost wages can be paid after medical evidence is submitted which supports
your disability and BWC issues an order approving payment.